Question

Can I file bankruptcy?

I had to foreclose on my house a few months ago. I am faced with financial problems that I do not think I will be able to escape. To make matters worse, I recently lost my job. I have previously filed for Chapter 7 bankruptcy. That bankruptcy was discharged in 2002. Can I file bankruptcy at this time?
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Lorene Lynn Mies, APLC
Lorene Lynn Mies, APLC | TheBankruptcyMinute.com
38975 Sky Canyon Drive Ste# 204 - Murrieta, CA 92563 | 866-703-5874
You can file another chapter 7 8 years after the date you filed the previous petition. You can file a chapter 13 after 4 years.

Answer Applies to: California
Replied: 8/27/2010

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.

Answered By: Diefer Law Group, P.C.
You are able to file every 8 years. So, the issue will be when you filed and when the case was discharged in 2002. Either way, you should be able to file in 2011. But as long as it has been 8 years since your previous case, you can file again.

Answer Applies to: California
Replied: 8/26/2010

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.

Answered By: Ariano & Reppucci
You must wait 8 years from the date of your last filing to file another Chapter 7 bankruptcy. To discuss further, please contact us.

Answer Applies to: Arizona
Replied: 8/26/2010

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.

Answered By: The Law Office of Mark J. Markus
It depends on when in 2002 your chapter 7 case was filed. It must be 8 years from the date your last case was filed to file another Chapter 7. You could file a Chapter 13 now for sure (assuming you are otherwise eligible).

Answer Applies to: California
Replied: 8/25/2010

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.

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