Question

Can I file a chapter 13 bankruptcy if I have no job?

I have been unemployed for about 4 months. I rely heavily on unemployment now but I have fallen behind on all of my monthly payments. I am falling deeper and deeper in debt. Can I go through a Chapter 13 bankruptcy reorganization if I am unemployed?
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Answered By: The Doan Law Firm
Yes you can! As long as you have some sort of disposable monthly income (in this case unemployment), you can always propose to pay more or step up your payment at a later date should you acquire further income. We can assist you further, please call for more information.

Answer Applies to: California
Replied: 8/25/2010

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.

Answered By: Ariano & Reppucci
You will not be able to do a Chapter 13 with no income unless you have outside sources of income. To discuss whether a Chapter 7 is a good option for you, please contact us.

Answer Applies to: Arizona
Replied: 8/25/2010

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.

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