Question

How can I get a status judgment off my credit report?

I filed bankruptcy in 2008. On my credit report. it has action type judgement, status judgement. How do I get it off my credit report?
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Answered By: Heupel Law
You cannot remove judgments from your credit report even though you filed bankruptcy.

Answer Applies to: Colorado
Replied: 9/16/2011

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.

Answered By: Indianapolis Bankruptcy Law Office of Eric C. Lewis
You cannot remove a judgment from your credit report simply because it was discharged in bankruptcy. It still stays on there. This is why I always advise my clients to file bankruptcy before a lawsuit becomes a judgment.

Answer Applies to: Indiana
Replied: 9/13/2011

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.

Answered By: Law Offices of Daniel Moulton
I'm not sure what a status judgment is, but if its been recorded against your name only, the bankruptcy should have covered it.

Answer Applies to: Illinois
Replied: 9/13/2011

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.

Answered By: D T Pham Associates, PLLC
You need to contact the credit reporting agency and determine what kind of judgment was reported.

Answer Applies to: Texas
Replied: 9/13/2011

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.

Answered By: Dan Wilson Bankruptcy
If I understand your question you want to remove the judgment from your credit report. That's not how bankruptcy works. Your discharge of debts means the creditor cannot attempt to satisfy the judgment, but unless the entry is incorrect it stays on your credit report for 7 years.

Answer Applies to: Colorado
Replied: 9/13/2011

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.

Answered By: Weig Law Firm, LLC
Judgments are picked up by the credit bureaus as part of the public record. In order to correct the public record in Minnesota you must apply to the Court tohave the Judgment discharged. There is a form on the MN Courts website, or available from the courthouse, and there is a $5 filing fee. Once you get it discharged in th eMinnesota Court, send a copy of that Order to all three credit bureaus. If they don't correct the report to say discharged in bankruptcy you may be able to sue them under the Fair Credit Reporting Act.

Answer Applies to: Minnesota
Replied: 9/12/2011

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.

Answered By: Grace Law Offices of John F Geraghty Jr.
You have the right to dispute this by writing to the credit reporting Agency that the Judgment has been dismissed in Bankruptcy Action.

Answer Applies to: Georgia
Replied: 9/12/2011

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.

Answered By: Janet A. Lawson Bankruptcy Attorney
It should show "bankruptcy" for all of your debts. Write a dispute letter to the credit reporting agency. BUT... if you own a home and there was a judgement lien - that is still on your home until you have it removed in the bankruptcy court. That would require reopening you case and filing a motion to avoid that judgement lien.

Answer Applies to: California
Replied: 9/12/2011

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.

Answered By: Bankruptcy Law office of Bill Rubendall
If there is inaccurate information on your credit report write a letter to the 3 credit reporting services telling them to correct the information by deleting it.

Answer Applies to: California
Replied: 9/12/2011

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.

Answered By: Ashman Law Office
Court judgments are not removed from your credit report in a bankruptcy. The judgment may be unenforceable, but the fact they got it can be reported, and in some cases may remain a lien unless you avoided the lien.

Answer Applies to: Georgia
Replied: 9/12/2011

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.

Answered By: Law Office of Maureen O' Malley
Was there a judgment entered prior to filing and the creditor notified? VA statutes require the creditor to mark the judgment satisfied.

Answer Applies to: Virginia
Replied: 9/12/2011

Disclaimer: The response above does not form an attorney-client relationship. This answer may or may not apply to you and should not be relied upon as legal advice. LawQA does not make any representation as to the expertise or qualifications of this attorney. This attorney may or may not be admitted to state bar of your state.

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