Ch 7 is 3 months, a Ch 13 is 3 or 5yrs.

Answer Applies to: Washington
Replied: 9/21/2011

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The length of time a bankruptcy can last depends on the chapter. A chapter 7 last three months, a chapter 13 is between 3 to 5 years, and a Chapter 11 can last several years.

Answer Applies to: Colorado
Replied: 9/16/2011

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A chapter 7 bankruptcy lasts for around 4 months (from petition filing to discharge). A chapter 13 has a repayment plan of either 36 months or 60 months. A chapter 7 stays on your credit report for 10 years and a chapter 13 stays on your credit report for 7 years.

Answer Applies to: Florida
Replied: 9/13/2011

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A chapter 7 will normally take about 3-6 months to complete before a discharge is issued. A chapter 13 is a repayment plan which can last 3-5 years while you are paying back a % of your debt. If you are asking how often you can file a bankruptcy, then chapter 7 can be filed 8 years after the date of your prior ch. 7 filing. If you are filing a ch. 13 now and filed a ch. 7 before, then you must wait 4 years from the date that your prior ch. 7 was filed.

Answer Applies to: California
Replied: 9/13/2011

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A bankruptcy filing takes approximately 120 days to be processed.

Answer Applies to: Texas
Replied: 9/13/2011

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Depends. Generally, the time the case stays open depends on the type of bankruptcy filed, how long it might take to resolve any pending lawsuits by the debtor that may be assets of the estate, and how much pressure there is on a trustee to administer and close a case (if the case has a trustee). Disclaimer: Federal debt relief agent and attorney. General information is not legal advice for any particular set of circumstances.

Answer Applies to: New Jersey
Replied: 9/12/2011

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Bankruptcies are handled very quickly. Bankruptcies are filed electronically. They are effective to grant relief from garnishments and foreclosures immediately. The Bankruptcy Court will take abour 120 days to process your case. Then it will grant you a discharge, if all is well. Bankruptcies are reported on your credit for up to 10 years. But their weight is greatly discounted after 2 years.

Answer Applies to: Ohio
Replied: 9/12/2011

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A Chapter 7 takes about 90 days to complete. A chapter 13 can take fromn 36 to 60 months to complete, depending on your plan.

Answer Applies to: Colorado
Replied: 9/12/2011

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A Colorado simple no asset chapter 7 bankruptcy with no problems is generall closed within 4 months of filing and remains on your credit bureaus for 10 years. Chapter 13 bankruptcy generally involves a 3-5- year payment plan, so it lasts much longer.

Answer Applies to: Colorado
Replied: 9/12/2011

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A chapter seven bankruptcy lasts a few months and a chapter 13 bankruptcy lasts between three and five years.

Answer Applies to: Oregon
Replied: 9/11/2011

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Bankruptcy stays on your credit report for ten years. A chapter 7 bankruptcy takes about 4 months. Chapter 13 payment plans are 36-60 months long.

Answer Applies to: California
Replied: 9/11/2011

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A Chapter 13 bankruptcy can last 36 months to 60 months. Chapter 7 stays open only as long as it takes to liquidate non-exempt assets. A no-asset case usually lasts about 4 to 6 months before it closes.

Answer Applies to: Indiana
Replied: 9/10/2011

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Most chapter 7 Bankruptcy cases are done within 6 months. Chapter 13 cases last from 3-5 years depending on the length of your plan. Sometimes, if the Chapter 7 trustee has assets to administer or if complications arise the Chapter 7 case can last longer.

Answer Applies to: Michigan
Replied: 9/10/2011

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A Chapter 13 can last from 1 to 60 months. A chapter 7 is usually over in 4 months.

Answer Applies to: Illinois
Replied: 9/10/2011

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The actual time a bankruptcy case is open will depend on the chapter filed. A chapter will take approx 105 days. A chapter 13 will take 3 to 5 years depending on the length of the plan.

Answer Applies to: California
Replied: 9/9/2011

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Most Chapter 7 cases usually last 4 to 5 months. A Chapter 13 case can last from 3 to 5 years for repayment.

Answer Applies to: California
Replied: 9/9/2011

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A chapter 7 usually concludes in four months unless assets are being administered by the Trustee. A chapter 13 between 3-5 years.

Answer Applies to: Michigan
Replied: 9/9/2011

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A chapter 7 can stay open for decades, although few do (the average one is 6 months or less). Chapter 13s usually last 5 years.

Answer Applies to: Georgia
Replied: 9/9/2011

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The amount of time a bankruptcy case lasts has different answers depending on the Chapter that you file. A typical no-asset Chapter 7 case, when everything is done correctly, generally takes less than 6-months to go from the date the initial petition is filed, to receiving your discharge, to ultimately having the case closed by the Court. When there are assets to be administered in a Chapter 7 case, those time standards are basically thrown out the window. You may still receive your discharge in less than six months, but the case itself may go on for a significantly longer amount of time while the Trustee gathers assets (sometimes through lawsuits or adversary proceedings), then turns the assets into cash and distributes the cash to creditors. Most individual Chapter 7 cases are, however, no-asset cases that take a relatively short amount of time. Chapter 13, by contrast, generally requires a Debtor to spend between 36 and 60 months making monthly payments starting 30 days after filing the petition before the Court will grant a discharge. So, Chapter 13 takes between 3 and 5 years to complete.

Answer Applies to: Massachusetts
Replied: 9/9/2011

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Not sure what question you are asking. Do you mean how long can a case remain open? Depends on what chapter bankruptcy you are filing, what assets you have, etc. Do you mean how long it will stay on your credit? Again, depends on certain factors. Sorry I can't be of more help, but the question is vague.

Answer Applies to: California
Replied: 9/9/2011

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Chapter 7 runs about 5 months or so, assuming no complications. A chapter 13 can run 5 years.

Answer Applies to: California
Replied: 9/9/2011

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If you file a Chapter 7 it's over in about 3 months. If you file Chapter 13, the Plan extends for 3-5 years. It remains on your record for 10 years.

Answer Applies to: Virginia
Replied: 9/9/2011

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Chapter 13 is a 5 year repayment plan of your debt while chapter 7 lasts for 4 months.

Answer Applies to: California
Replied: 9/9/2011

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